Finance
Pay As You Go – Get approved for up to $5,000 with easy and flexible payment options.
Total Transparency – Whichever payment solution you choose, you will see your contract rates, terms and conditions before signing.
American First Finance partners with FinWise Bank to help provide no credit needed flexible payment options for eligible consumers across the US & Puerto Rico.
Our fast & easy online application gives you an approval decision in as soon as minutes so you can get peace of mind with the funding you need and stay ready for life at every turn.
Payment Solutions fit for life – not your credit score.
Get clear terms, easy payment options, and consideration beyond your credit score with American First Finance.
Regardless of which product is used, the application experience is fast and easy. While your credit will be checked, none of the products offered require that you have a credit score in order to get approval. In most cases, approval amounts can be as high as $5,000. And everything is done with complete transparency before, during, and after the agreement signing process.
Why lease with Acima? – We believe an informed customer is our best customer.
We’re not a lon or credit card – With an Acima lease, you aren’t buying today. Acima owns the leased item until you make all the lease renewal payments. If you do not use an early purchase option, you may pay more than double the retail price. You always have the option to purchase early and own it for less. Estimate Costs.
You can purchase early & save – You always have the flexibility of our “early purchase option”. When you’re ready, pay a lump sum and own immediately. The sooner you do, the more you save!
Transparency with our retailers – We rely on our retailers to share information about Acima as an alternative to customer credit options. Even though lease-to-own may cost more than credit offers available to you, our low payments and unmatched flexibility may be the right fit for your life and your budget. We sometimes incentivize our host retailers to increase awareness of our value proposition. Ask your sales person about all of your credit and leasing options.